Short Term Health Insurance plans in Tx

Short Term Health Insurance plans in Tx
A short term health insurance policy is a terrific way to get the coverage you need immediately and without the hassle of having to commit to a year policy. Here are a few reasons why a temporary insurance policy would make sense
  • You lose or change jobs and are no longer covered by your previous employer
  • You’re a recent graduate who hasn’t found the perfect job yet
  • You’re retired, but you’re not quite eligible for Medicare
  • Self-employed individuals and their families
  • Individuals and families who cannot afford a traditional major medical coverage at this time and/or do not qualify for Affordable Care Act tax credits and subsidies
  • It’s a low cost option that can start within 24 hours
Important facts
  • Short term plans give you the basic health care coverage, but they don’t meet the minimum essential coverage requirements of the Affordable Care Act. This may result in you having to pay a tax penalty
  • In contrast to Major Medical insurance, you can be denied based on your health history
  • There only available for one month windows, for up to a maximum of one year
Short Term insurance Eligibility
  • Texas residents ages up to 65 years old
  • S citizens living in the United States for at least 2 years
  • Non-expectant parents
What type of benefits does this plan include? Benefits vary, which is why it’s important to talk to your agent before you buy.  Covered expenses may include intensive care, inpatient hospital care, outpatient hospital care, ambulatory services, surgical services and more.  The number of office copays you have depends on your plans duration.  Coverage often ranges from $1 million to $2 million depending on the coverage period.
The beauty of temporary health insurance is that it gives you the most flexibility to choose your own terms. Plus you can get the peace of mind that comes from knowing you and your loved ones are covered in the event you’ll need unexpected medical care.
Call our office to discuss your short term insurance options (214) 501. 9613