Health Insurance Broker in Houston,TX
Wilkerson Insurance Agency is your trusted health insurance broker in Houston,TX, offering customized health, life, Medicare, dental, and vision insurance solutions.
Leroy Wilkerson has been great to work with. He took the time to go over every detail on my health insurance policy which at times, can be difficult to understand. Definitely give him a call if you’re looking for a great health insurance agent to have your back!
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Over 15 Years of Experience as a Health Insurance Broker in Houston, TX
At Wilkerson Insurance Agency, we’ve been helping Houston residents find the right health insurance coverage for over 15 years. From families near Hermann Park to the thriving business owners in downtown Houston and the growing communities around Memorial City Mall and The Woodlands, we have deep knowledge of the Houston area and its diverse healthcare needs.
Whether you’re looking for individual coverage, family health insurance, or coverage for your small business, we take the time to understand your unique situation. By comparing multiple providers, we make sure you get the most affordable options that fit your healthcare needs. Our experience with health insurance plans, deductibles, and networks ensures that you can easily navigate your options. With us, you receive one-on-one attention and dedicated support every step of the way.
What a Health Insurance Broker in Houston Does
A health insurance broker serves as your personal advisor when navigating health insurance options. Unlike agents who work with a single insurance company, brokers represent multiple providers, allowing us to compare various plans and find the one that works best for you.
At Wilkerson Insurance Agency, we begin by understanding your needs. Then, we show you different options and help you choose the best plan for both your budget and health. We handle all the paperwork, ensuring you’re enrolled with the right provider, making the process simple and easy to understand.
About Wilkerson Insurance Agency
Wilkerson Insurance Agency has been proudly serving the Houston community since 2010. As an independent health insurance broker in Houston, we are not tied to any one provider. This allows us to shop around and find the best insurance options for you.
Our mission is to offer personalized service and local expertise so you can make informed decisions about your coverage. Whether you’re a family in the Heights, a business owner in the Galleria, or a retiree in Sugar Land, we’re here to help. We aim to ensure you feel confident and supported throughout your entire health insurance journey.
Our Vision
To provide peace of mind to every family and business in the Carrolton-Fort Worth area by removing the complexities of health insurance. We strive to be the most trusted, local partner people turn to for their health protection needs.
Our Mission
Our mission is to treat every client "like family" and to listen attentively to their individual needs. As an independent brokerage, we are committed to finding the most effective and affordable health insurance solutions by impartially comparing plans from all top carriers.
Professional Team
Our team consists of experienced, licensed agents led by LeRoy Wilkerson. We are dedicated to your best interests, explaining complex insurance policies in simple, clear terms and providing year-round support for all your needs.
Health Insurance Plans We Compare for You in Houston
Individual & Family Health Insurance Plans
Individual and family health insurance plans provide coverage for doctor visits, prescriptions, preventive care, and medical emergencies. We help you choose a plan that fits your healthcare needs and monthly budget.
Group Health Insurance Plans
These plans provide health coverage for employees and their families, helping businesses attract and retain talent. We help you compare options and build a plan that fits your workforce and budget.
Medicare Supplement Plans
Medicare Supplement plans help cover out-of-pocket costs not paid by Original Medicare, such as copays, coinsurance, and deductibles. We help you compare plans and choose coverage that fits your healthcare needs
Dental Insurance Plans
Dental insurance plans help cover routine exams, cleanings, and common dental procedures. We assist in choosing coverage that supports long-term oral health and fits your budget.
Vision Insurance Plans
Vision insurance plans help cover eye exams, glasses, contact lenses, and other vision care services. We help you choose coverage that supports eye health and fits your needs.
HSA Plans
Health Savings Account (HSA) plans allow you to set aside pre-tax funds to pay for qualified medical expenses. We help you understand how HSAs work and choose a compatible health plan.
Life Insurance Plans
Life insurance coverage helps provide financial stability for loved ones and business partners. We offer clear guidance to help you choose confidently.
Catastrophic Stop Loss Plans
These plans help businesses manage risk by covering large or unexpected medical claims. We guide employers in choosing stop loss coverage that aligns with their group health plan.
Home Healthcare Plans
Home healthcare coverage supports in-home medical care for recovery or long-term needs. We provide clear guidance to help you select appropriate coverage.
Disability Income Plans
These plans provide ongoing income protection when a medical condition prevents you from working. We guide you through coverage options to match your occupation and income needs.
Competitive Edge Realty Health Plan
The Competitive Edge Realty Health Plan offers real estate professionals affordable health coverage options. We assist agents in understanding the plan and selecting coverage that aligns with their work style and income needs.
How We Help You Choose the Right Plan
At Wilkerson Insurance Agency, we simplify the process of choosing the right health insurance plan by guiding you through these four essential steps:
Assessing Your Needs
We begin by understanding your healthcare needs, budget, and preferences to ensure we match you with the best options.
Comparing Plans
By comparing plans from multiple top providers, we help you find the most affordable coverage that fits your needs.
Clarifying Your Options
We simplify complex insurance terms like deductibles and co-pays, ensuring you fully understand each plan’s benefits.
Providing Ongoing Support
Our team provides ongoing assistance, answering any questions and helping you with coverage changes as needed.
Common Mistakes People Make When Choosing Health Insurance
Choosing the right health insurance plan can be tricky, and many people make mistakes that can cost them later. Here are some common errors to watch out for:
- Focusing solely on premiums: Many people only look at the monthly premium and ignore other important factors like deductibles, co-pays, and out-of-pocket costs. These extra expenses can add up quickly.
- Not verifying in-network doctors: It’s crucial to make sure your doctors and specialists are in-network. If they’re not, you may face much higher out-of-pocket costs.
- Skipping prescription coverage: Not all health insurance plans include prescription drug coverage, which can lead to significant expenses down the road.
Working with an experienced health insurance broker like Wilkerson Insurance Agency helps you avoid these costly mistakes. We guide you through the details so you understand exactly what you’re getting, not just the price tag.
Why Choose Us?
Choosing Wilkerson Insurance Agency means choosing a partner who genuinely cares about your health insurance needs. Here’s why Houston residents trust us:
- Personalized Service: We take the time to explain how your policy works and what happens when you need it most.
- Experience: With over a decade of helping Houstonians with their health insurance, we know how to navigate the system and simplify the process.
- Options: We believe in giving you choices. Whether you need coverage for yourself, your family, or your Houston business, we’ll help you find the right policy for your needs and budget.
- Support: Health insurance rules change all the time. We’re here to help you keep up whether you’re shopping on the public marketplace or exploring private options. Think of us as your one-stop shop for health insurance in Houston.
What Our Customers Say
Our Team
Our team, led by LeRoy Wilkerson, consists of licensed, experienced professionals committed to providing personalized guidance on health insurance.
LeRoy Wilkerson (Coppell)
Kimberly "KJ" Martin
Gena Batson (Carrollton, TX)
Darlene Brown
Areas We Serve
Wilkerson Insurance Agency proudly serves Houston and the surrounding areas, helping individuals and families find the best health insurance plans. Our team is ready to provide personalized health insurance solutions that meet your unique needs, no matter where you are in the Houston area.
- League City
- Baytown
- Sugar Land
- Pearland
- Humble
- Channelview
- Deer Park
- Missouri City
- Stafford
- Pasadena
Frequently Asked Questions
Yes, working with an insurance broker is often the better choice. Brokers compare plans from multiple providers, offering you more options and unbiased advice. We help you find the best coverage at the right price and continue supporting you after you enroll.
Insurance brokers don’t charge you directly. We earn a commission from insurance companies when you sign up for a plan, so our help is free to you.
Yes, brokers help you find affordable health insurance by comparing different plans and ensuring you get the best deal. We also help you avoid mistakes that could increase your costs over time.
Ask about coverage details, in-network doctors, monthly costs, and any available discounts. Be sure to inquire about prescription coverage and whether the plan covers your specific medical needs.
Yes, you can buy insurance directly from a provider, but brokers help you find better deals, compare multiple plans, and understand all the details. With a broker, you can make an informed decision and avoid surprises later.
Get in Touch
Phone
Physical Address
2727 LBJ Freeway, Suite 1062 Farmers Branch, TX 75234
Mailing Address
P.O. BOX 1711 Coppell, TX 75019