Is your company doing enough to support employee well-being beyond the physical?
That question is more relevant than ever—especially when nearly 1 in 5 U.S. adults lives with a mental illness, according to the National Institute of Mental Health. When mental health goes unaddressed in the workplace, it leads to higher absenteeism, reduced productivity, and increased turnover—all of which directly impact a company’s bottom line.
At Wilkerson Insurance Agency, we understand how important it is to offer meaningful benefits to your team. We work with businesses across Texas to provide comprehensive group plans that include mental health services as a standard—not an afterthought. If you’re looking for group health insurance in Dallas, our team of experienced health insurance brokers can help you design benefits packages that truly meet your team’s needs.
In this blog, we’ll discuss why mental health coverage in group health insurance isn’t just nice to have—it’s necessary. We’ll cover how mental health support impacts the workplace, what employees actually want, and what businesses stand to gain when they prioritize it.
Mental Health Is Health—And It Should Be Treated That Way
We can no longer treat mental health and physical health as separate concerns. Depression, anxiety, and burnout affect job performance just as much as physical injuries or illness. Ignoring mental health needs doesn’t just hurt the individual—it affects team morale, work quality, and ultimately, your organization’s success.
Mental health conditions can result in:
- Higher rates of absenteeism
- Poor employee engagement
- Frequent turnover and hiring costs
- Reduced job satisfaction
- Workplace conflicts
By including mental health coverage in your group plans, you’re investing in more than just benefits. You’re investing in a healthier, more productive, and more loyal workforce.
Employees Expect Mental Health Support in Their Benefits
Today’s workforce has made it clear: mental health matters. According to a study by Mind Share Partners, 76% of workers reported experiencing at least one symptom of a mental health condition in the past year. Employees are actively seeking out workplaces that support their mental well-being—and that starts with proper coverage.
When you offer group health insurance coverage in Dallas that includes access to therapy, counseling, and psychiatric services, you’re more likely to:
- Attract top-tier talent
- Retain skilled employees longer
- Reduce the stigma around mental health conversations at work
- Foster a more open and supportive company culture
As employers, we have to meet expectations. Quality mental health coverage is no longer optional—it’s a core part of any competitive group plan.
What Should Mental Health Coverage in Group Plans Include?
Not all group health insurance is created equal. To provide meaningful support, mental health benefits should cover a wide range of services. Here’s what we recommend looking for when reviewing or updating your group plans:
- Counseling and therapy sessions(both in-person and virtual options)
- Coverage for psychologists and psychiatrists
- Substance use disorder treatment
- Employee Assistance Programs (EAPs)
- Medication management services
- Preventive mental health care
- Crisis support and hotlines
By ensuring your group health insurance coverage offers these options, you’re giving your employees access to the full spectrum of care they may need.
The Business Case for Mental Health Benefits
If the moral obligation to support your employees’ mental health isn’t enough, the financial case is just as compelling.
A recent World Health Organization study found that for every $1 invested in mental health treatment, companies see a $4 return in improved productivity. Businesses that prioritize employee mental health see measurable benefits, including:
- Lower turnover– Reducing recruitment and training costs
- Decreased absenteeism– Employees take fewer sick days
- Increased productivity– Mental clarity means better work
- Better workplace morale– Happy employees foster stronger teams
Adding mental health coverage to your group health insurance is not just a wellness move—it’s a smart business decision.
What Happens If Mental Health Coverage Is Missing?
When group plans leave out mental health support, employees are left to manage serious challenges on their own. This can lead to:
- Missed work and deadlines
- Low employee morale
- Resentment toward management
- Greater likelihood of employee burnout
- Difficulty managing interpersonal conflicts
If we want employees to bring their best selves to work, we need to give them the tools to do so. That starts with comprehensive group health insurance coverage in Dallas that includes mental and behavioral health services.
Are You Offering Benefits That Actually Support Your Team?
Mental health coverage in group plans is more than a checkbox on a list of benefits—it’s a reflection of your company’s values. When employees know their mental well-being is supported, they’re more engaged, more productive, and more likely to stick around.
At Wilkerson Insurance Agency, we help businesses in Texas offer group health insurance that goes above and beyond. As a trusted health insurance broker, we work directly with you to build benefit packages that reflect your goals—and your employees’ real needs.
Whether you’re renewing your current plan or starting from scratch, we’ll guide you through the process and make sure your group health insurance coverage includes the mental health services your team needs to thrive.
Reach out to Wilkerson Insurance Agency today to speak with a dedicated health insurance broker in Dallas who can help you offer stronger, smarter group benefits. Because when your team is supported, your business is too.
